Sanjib Subba

Sanjib Subba is a fintech pioneer who founded the Fintech Alliance in Nepal to help build and support the country's financial technology ecosystem.

He is a passionate advocate for digital lending and the concept of sachet-sized loans, which are small-ticket, real-time loans designed to promote financial inclusion and protect everyday citizens from loan sharks. He envisions a seamless digital economy for Nepal driven by digital public infrastructure, including integrated national identity cards and digital KYC processes. Through his work, Subba champions technological interventions that lower transaction costs, scale financial services, and provide dignified access to credit for underserved populations.